Digital Payment Disrupter
My BANK PAL is the fastest, most secure and confidential way to pay & send money worldwide for FREE!DOWNOAD
How it works for the consumer
Download the app from the app store (Android or i-phone), register your information to open account. Load one or more credit/debit cards into the system and or a bank account for loading your wallet. Once you have funds in your wallet you may spend those funds at any enrolled merchant. Go to a enrolled merchant select you purchase, enter the amount into your wallet to create a QR code or transaction number, Have the merchant scan the QR code or enter the transaction number, your purchase is now complete.
Consumers are charges a transaction fee of $1.50 for each transaction conducted with an enrolled Merchant.
How it works for an enrolled Merchant.
Download the app, and enter your details to open a merchant account.
When a consumer presents a QR code scan it, or enter the transaction code,
Once you scan the QR code or enter the transaction number produced by the consumer’s phone, you will see a transaction complete message, the funds are immediately credited to your MY BANK PAL account. You may go into your MY BANK PAL portal at any time and transfer funds to your US bank account, or you may pay bills or load funds to a MY BANK PAL issued debit card.
A Fee of $1.25 is charged to the merchant for each retail transaction accepted.
You may transfer funds as often as you like. The fee for a transfer is $2.00 each.